:root{--ink:#0d1b35;--muted:#52637e;--line:#dce5f1;--blue:#2465ed;--blue-dark:#113785;--soft:#f4f7fc;--white:#fff;--green:#087a52;--amber:#8a4b08}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--soft);color:var(--ink);font-family:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;font-size:16px;line-height:1.68}
a{color:#1558cf;text-underline-offset:3px}
a:hover{color:#0d3992}
.legal-header{background:linear-gradient(135deg,#0d2f78,#2769ef);color:#fff}
.legal-header__bar{width:min(1160px,calc(100% - 36px));min-height:76px;margin:auto;display:flex;align-items:center;justify-content:space-between;gap:24px}
.legal-logo{display:inline-flex;align-items:center;text-decoration:none;color:#fff}
.legal-logo img{display:block;width:158px;max-height:46px;filter:brightness(0) invert(1)}
.legal-header nav{display:flex;flex-wrap:wrap;justify-content:flex-end;gap:8px}
.legal-header nav a{color:#fff;text-decoration:none;font-size:13px;font-weight:750;padding:9px 12px;border-radius:9px}
.legal-header nav a:hover,.legal-header nav a[aria-current="page"]{background:rgba(255,255,255,.15)}
.legal-hero{width:min(1160px,calc(100% - 36px));margin:auto;padding:52px 0 64px}
.legal-kicker{display:inline-block;margin-bottom:12px;padding:6px 10px;border:1px solid rgba(255,255,255,.25);border-radius:999px;font-size:11px;font-weight:850;letter-spacing:.11em;text-transform:uppercase}
.legal-hero h1{max-width:850px;margin:0;font-size:clamp(34px,5vw,58px);line-height:1.05;letter-spacing:-1.8px}
.legal-hero p{max-width:790px;margin:17px 0 0;color:#dce8ff;font-size:16px}
.legal-layout{width:min(1160px,calc(100% - 36px));display:grid;grid-template-columns:245px minmax(0,1fr);gap:28px;align-items:start;margin:-28px auto 60px}
.legal-toc{position:sticky;top:18px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px;box-shadow:0 12px 34px rgba(18,48,93,.08)}
.legal-toc strong{display:block;margin-bottom:10px;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:#28405f}
.legal-toc a{display:block;padding:7px 8px;border-radius:7px;text-decoration:none;color:#52637e;font-size:13px;line-height:1.35}
.legal-toc a:hover{background:#edf4ff;color:#174ea6}
.legal-document{background:#fff;border:1px solid var(--line);border-radius:20px;padding:clamp(24px,5vw,58px);box-shadow:0 18px 48px rgba(18,48,93,.08);min-width:0}
.legal-meta{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:28px}
.legal-pill{display:inline-flex;align-items:center;min-height:30px;padding:5px 10px;border-radius:999px;background:#eaf2ff;color:#174ea6;font-size:12px;font-weight:800}
.legal-pill--green{background:#eaf8f2;color:var(--green)}
.legal-document section{scroll-margin-top:22px;padding-top:4px;margin-bottom:36px}
.legal-document section:last-child{margin-bottom:0}
.legal-document h2{margin:0 0 13px;font-size:25px;line-height:1.25;letter-spacing:-.35px}
.legal-document h3{margin:22px 0 8px;font-size:17px;line-height:1.4}
.legal-document p{margin:0 0 12px;color:#354862}
.legal-document ul,.legal-document ol{margin:9px 0 14px;padding-left:24px;color:#354862}
.legal-document li{margin:6px 0}
.legal-callout{margin:18px 0;padding:17px 18px;border:1px solid #cfe0fb;border-left:4px solid var(--blue);border-radius:11px;background:#f3f7ff;color:#253c5c}
.legal-callout--warning{border-color:#f0d3ad;border-left-color:#d77b15;background:#fff8ee;color:#693b08}
.legal-callout--success{border-color:#bee7d6;border-left-color:#13a36f;background:#effbf6;color:#095b41}
.legal-facts{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin:15px 0}
.legal-fact{padding:14px;border:1px solid var(--line);border-radius:11px;background:#fbfcfe}
.legal-fact span{display:block;font-size:11px;text-transform:uppercase;letter-spacing:.06em;color:#6d7d94;font-weight:800}
.legal-fact strong{display:block;margin-top:3px;font-size:14px;overflow-wrap:anywhere}
.legal-table-wrap{overflow-x:auto;margin:15px 0 20px;border:1px solid var(--line);border-radius:12px}
.legal-table{width:100%;border-collapse:collapse;min-width:620px;font-size:13px}
.legal-table th,.legal-table td{text-align:left;vertical-align:top;padding:12px 14px;border-bottom:1px solid var(--line)}
.legal-table th{background:#edf3fb;color:#203752;font-size:11px;text-transform:uppercase;letter-spacing:.05em}
.legal-table tr:last-child td{border-bottom:0}
.legal-contact{display:inline-flex;align-items:center;gap:8px;padding:11px 15px;border-radius:10px;background:var(--blue);color:#fff;text-decoration:none;font-weight:800}
.legal-contact:hover{background:#174fc2;color:#fff}
.legal-footer{padding:28px 18px 38px;text-align:center;color:#687890;font-size:13px}
.legal-footer__links{display:flex;flex-wrap:wrap;justify-content:center;gap:14px;margin-bottom:10px}
.legal-footer a{font-weight:700;text-decoration:none}
.legal-back{display:inline-flex;margin-top:18px;text-decoration:none;font-weight:800}
@media(max-width:860px){.legal-header__bar{padding:14px 0;align-items:flex-start}.legal-header nav{display:none}.legal-hero{padding:38px 0 54px}.legal-layout{grid-template-columns:1fr;margin-top:-22px}.legal-toc{position:static}.legal-toc a{display:inline-block;margin:2px}.legal-document{padding:26px 22px}.legal-facts{grid-template-columns:1fr}}
@media print{body{background:#fff;font-size:12px}.legal-header{background:#fff;color:#000;border-bottom:2px solid #000}.legal-header__bar{min-height:58px}.legal-logo img{filter:none}.legal-header nav,.legal-toc,.legal-footer{display:none}.legal-hero{padding:25px 0}.legal-hero p{color:#333}.legal-layout{display:block;width:100%;margin:0}.legal-document{border:0;box-shadow:none;padding:20px 0}.legal-document section{break-inside:avoid-page}.legal-callout{background:#fff}}